Get the Keys to Your Future – Fast, Simple, and Stress-Free.
Find the perfect mortgage with a simple, stress-free process. Get pre-approved today!
*The rates displayed are national averages sourced from market data and are for informational purposes only. These rates are not an offer or commitment to lend. Actual loan terms, rates, and APRs may vary based on your credit profile and lender qualification requirements. Contact Reyes Home Lending for personalized mortgage options.*
Explore Loan Options That Fit Your Needs
Whether You’re a First-Time Buyer, Military Veteran, or Investor, We Have the Right Mortgage for You!
FHA Loan (First-Time Buyer-Friendly)
An excellent choice for first-time homebuyers or those with lower credit scores. FHA loans offer low down payments and flexible qualification requirements to help you get into your dream home faster.
VA Loan (For Military & Veterans)
Exclusive to military members, veterans, and eligible spouses, VA loans provide 0% down payment, competitive interest rates, and no private mortgage insurance (PMI) – making homeownership more affordable for those who served.
Conventional Loan (Flexible Loan Options)
A great option for buyers with solid credit and stable income. Conventional loans offer competitive interest rates, flexible terms, and a variety of down payment options, including as low as 3%.
Investor & Non-QM Loans: Flexible Financing Options
Get approved for an investment property with no W-2s, tax returns, or income verification! Whether you're a new or seasoned investor, we offer flexible loan options like DSCR, Bank Statement, Asset-Based, and No-Income Loans to help you scale your real estate portfolio. If your property cash flows, you can get funded—fast!
USDA Loan (For Rural & Suburban Buyers)
Perfect for homebuyers in eligible rural areas, USDA loans offer 100% financing with zero down payment and lower mortgage insurance costs—making homeownership more affordable.
Jumbo Loan (For High-value Homes)
If you're buying a luxury home or need a loan above conventional limits, a Jumbo Loan offers flexible terms and competitive rates—helping you finance your dream property.
This is the Refinance Your Home & Save—Lower Rates, Cash-Out, & More
Unlock the equity in your home, lower your monthly payments, or switch to a better loan. Whether you want to cash out, shorten your loan term, or secure a lower interest rate, refinancing can help you reach your financial goals.